Andrew leads PwC’s Financial Services Consulting business across South East Asia, based in Singapore. In this role, he is focused on bringing the best of PwC to help financial services clients solve their most pressing business issues. He brings a strategic perspective of the trends shaping the future of financial services including digitization, customer centricity, AI and analytics, automation, Fintech innovation, productivity optimisation, regulation and competition. Andrew has over 20 years of experience in driving customer focused business and technology transformations. He has worked with leading banks, insurers and wealth managers in Asia, Australia, UK and Europe. His client engagement portfolio includes growth strategy, digital strategy, digital business creation, customer centric operating models, customer segmentation and analytics, productivity optimisation, and CRM implementations. Andrew is often invited to speak at conferences and to the media on the key trends shaping the future of financial services. Andrew graduated from the University of Wales College of Cardiff in the UK with a BSc(Econ) in Economics and MSc in Computing